Posts with tag 'homeowner tips'

Not only does a home office help you separate your work life from your home life, but it creates an environment that encourages creativity and productivity. A fantastic home office doesn't have to be an entire room or even the main area of a room.

Follow these tips to create a home office space anywhere in your home. Our REALTORS® share what to consider when carving out home office space. 

1. Invest in a Great Office Chair
   If you only purchase one item for your home office space, make it a high-quality office chair. You want an office chair that you're comfortable sitting and working in for hours at a time. A superb office chair provides ample support to your back and core and encourages an ergonomically correct sitting position. It should also roll with ease so that you can quickly access your supplies and work materials. When you're not working, roll the office chair away and use it for additional seating.

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It's not always easy to know when it's time for a change. It could be one single "aha moment," or it could creep up on you over the course of months, or even years. Either way, when the realization hits you that your house no longer suits your needs, our REALTORS® are here to help. 

For many homeowners, the issue is simple, but also not-so-simple: You've outgrown your home. Maybe your kids have gotten too big for their shared bedrooms, or maybe your home office is slowly taking over the whole house. When that time comes, you can either add on or move on. Before you decide to put up your Beavercreek home for sale, it's best to weigh that choice carefully. 

Move or Improve

In many cases, it's sound advice to be as unemotional as possible when making big real estate decisions. But when it comes to deciding whether to move on to a new home or add onto your current one, it's hard to take feelings out of the equation. Sure, there are financial considerations too—we'll get to those in a second—but it's also important to listen to what your gut tells you. 

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People change, lifestyles change, and needs change. And when that happens, you may need to change your home too. Our REALTORS® have helped people find all kinds of homes, no matter what their needs are. For some people, those changes mean they start looking for a bigger home. For others, downsizing is the answer. If you've been wondering if downsizing is right for you, here are some things to consider to help make your decision.

• You need to decrease your monthly expenses.
  If you're thinking about downsizing because of retirement or changes in your financial situation, you need to consider the monthly cost to continue living in your home. When your monthly income goes down, your current housing costs will take up a larger percentage of your budget. If you don't have a house payment, there are still taxes, insurance, condo or HOA fees, and maintenance to consider. With a smaller space, you can often lower maintenance costs, property taxes, and utility bills. For people in markets where housing and the cost of living are very high, downsizing can be a necessity. 

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If you find yourself in a position where paying off your mortgage is both feasible and reasonable for you and your family then congratulations are in order.  If you've reached the point of paying off your mortgage, then you've made the most of your finances along the journey thus far and are looking to make the most of them moving forward.  

Our REALTORS® know what it's like to buy a home as well as own a home outright and have helped countless homeowners just like you make crucial decisions for their home purchases. But is paying off your mortgage early always the right way to go?

The Power of Compounding Interest

Most people are familiar with interest simply in the form of a debt instrument. Your mortgage, car payment, or even student loans all have that dreaded word "interest" tied to them, which makes paying off a major debt even more rewarding. While interest is your enemy in loan situations, it can actually be your best ally on the investment end.

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Gardening is an eco-friendly way to combine physical activity with emotional satisfaction. Kick off the season by celebrating National Gardening Day on Sunday, April 14 with a visit to a local nursery or garden center.

Our REALTORS® have assembled a list of the top garden centers in and around Beavercreek. Stop by and get some ideas or just let the plants and products trigger your own imagination! 

• Berns Garden Center - 3776 Indian Ripple Road, Beavercreek
  Berns Garden Center is literally a homegrown business. Namesakes Al and Cherie Berns founded the company in 1956 when they purchased a house with one acre of land and a greenhouse. While Berns is still family-owned, it expanded in 2011 with the opening of the Beavercreek location. The center carries a full selection of annuals, perennials, and houseplants that would complement any of the great Beavercreek homes for sale. Hours are 10 a.m.-5 p.m. Monday through Saturday.
  
  

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