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Date Archives: October 2019

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Beavercreek Ohio | 111 Posts
Bellbrook Ohio | 4 Posts
Buying a House | 59 Posts
Centerville OH | 2 Posts
Fairborn Ohio | 15 Posts
Greene County | 6 Posts
Home Improvement | 27 Posts
Homeowner Tips | 38 Posts
Housing Options | 1 Posts
Kettering Ohio | 5 Posts
Oakwood Ohio | 2 Posts
Relocating | 2 Posts
Riverside Ohio | 1 Posts
Selling a House | 49 Posts
Springboro Ohio | 1 Posts
Xenia Ohio | 1 Posts

Bridge Loans - Wright-Patt Realty

Buying a new home when you own another one with a mortgage can be a complicated situation. Most lenders won't qualify you for a new loan until you have sold your current home. Unless you're comfortable with moving into a temporary living situation, you'll need a bridge loan. Our REALTORS® are happy to explain what bridge loans are, how they work, and why they're an attractive option for homeowners who are in fixed situations.

What is a Bridge Loan?

It's all in the name. A bridge loan is a type of financing that is meant to bridge the gap between closing on a new home and selling an existing home. Also called "gap financing" or a "wrap," bridge loans enable individuals to address current needs before securing a mortgage or long-term loan. Bridge loans are usually short-term and can be arranged with little documentation. If you urgently need to buy a new home but are still saddled with your current one, you can facilitate the purchase with a bridge loan. In this case, your existing property becomes the collateral for the loan.

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Homeowners Insurance Tips - Wright-Patt Realty

Buying a house is a major investment, and as a homebuyer, it's important to do everything you can to protect the investment you make in your property. Homeowners insurance is one of the biggest keys to protecting your investment, and most lenders require you to purchase insurance if you have a mortgage. Even without a mortgage, insurance is important for every homeowner. Our REALTORS® are here to help you protect your home, with our guide to making sense of homeowners insurance.

Home Insurance 101

  • Why Mortgage Lenders Require Homeowners Insurance
    Whether you're shopping for Beavercreek homes for sale or homes in another location, your mortgage lender is likely to require you to purchase homeowners insurance. Lenders require insurance because it protects their investment in your home. If something goes wrong with the property, the lender wants to know any costs will be covered. With the right insurance policy, you'll be able to cover repairs of the most common issues that can damage your home. In addition to covering damage to the home itself, many home insurance policies provide coverage to repair or replace personal belongings in the home.

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Beavercreek Area Mexican Restaurants - Wright-Patt Realty

No matter what the clock says, it's always taco time! Our REALTORS® are hungry to try all of the unique and delicious Mexican restaurants around Beavercreek. If you can't get enough chips and guac, we encourage you to head straight to one of these great Mexican restaurants around the Beavercreek area.

  • Don Patron Mexican Grill — 2632 Colonel Glenn Highway, Fairborn, OH 45324
    What better way to start dinner than with chips and dip? When you go to Don Patron Mexican Grill, order their Patron Dip to munch on while you peruse the menu. We suggest trying one of their signature dishes like the Guadalajara Special, Enchilada Jalisco, or Quesadilla Rellena. With side orders and a la carte dishes to share with the family, Don Patron's is a fine place to stop after viewing Fairborn homes for sale.

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Beavercreek Pumpkin Patches - Wright-Patt Realty

Poor Linus wouldn't have to wait so long for the Great Pumpkin if he moved into one of the beautiful Beavercreek homes for sale. Find the perfect jack-o-lantern or holiday table centerpiece at these great pumpkin patches around Beavercreek.

  • Katie's Pumpkin Barn - 2128 New Germany Trebein Road, Xenia, OH 45385
    The family team behind Katie's Pumpkin Barn started out 22 years ago selling pumpkins from their driveway not far from Xenia homes for sale. Today mom Laurie works the field while daughter Katie handles the barn. Try your hand solving the puzzle of the all-ages corn maze added this year. Whenever possible, the farm animals will be outside the barn for feeding and photo opportunities. Katie's is open 10:30 a.m. - 8 p.m. daily until the end of October.

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