Articles Tagged "Buy a house"

Congratulations on finding your dream house among Beavercreek homes for sale. We're glad you got a loan, and everything is working out so you can buy your home. No doubt your real estate agent has talked to you about all the costs attendant to the loan you're getting for the house, including the down payment and now closing costs. Perhaps you have a general idea about what closing costs are. But how about going into these costs a little deeper so you'll know what to expect.

Here's what our REALTORS® have to say about closing costs.

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House shopping for your family among Beavercreek homes for sale? Whether you have kids or are planning on starting a family, on top of everything else you need to be vigilant about, you'll need to look for a home and a neighborhood that are family-friendly. Those with infants and small children will, of course, have different needs than those with older kids, but it will be important to think about growing into a home with an older family if you're planning on staying put.

So many things to consider! Fortunately, our REALTORS® have put together a helpful list of things to look out for when you're house shopping with the kids in mind.

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Is this your first time owning a home? Congratulations. It's an adventure, as our REALTORS® like to explain to our clients. As you settle into the house you chose from Beavercreek homes for sale, you're probably aware there's going to be some maintenance that is all part of home ownership. It's best to be prepared for all the tasks at hand, which will mean buying some gear to get you going.

Let's have a look at some of those chores you're likely to be tackling.

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Buying a house in the current marketplace offers significant challenges: high prices, rising mortgage rates, and a scarcity of homes on the market. Among the many concerns buyers may have is that once they've found a house they want, the sale could fall through. Fortunately, fewer than 4 percent of home sales collapse, according to the online real estate marketplace Trulia. But, it still happens.

If you've got a house in your sights among Beavercreek homes for sale, you need to be aware of what can precipitate a failed home sale. Happily, our REALTORS® are available to warn you of the pitfalls. Here are some.

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If you've been shopping Beavercreek homes for sale, then you probably know there are some fabulous properties available in this town. But you may also be wondering what it's like to live in Beavercreek. We don't blame you. You want everything to be just right for your family in the town you choose.

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Buying a first home is a momentous occasion. But as you're probably aware, the buying process is not just about trawling through the real estate listings and scheduling tours of homes. Before you ever set foot in a home you might like to buy, you need to think about financing. That's right: It's the unglamorous but essential part of buying a home. In simple terms, how are you going to pay for it?

Far too many prospective home buyers march forth in Lalaland, convincing themselves that they'll slap down a minimal down payment and figure out the financials later down the line. Those who take this tack can be in for some unpleasant surprises. We strongly suggest you square away how you will pay for that house you love among Beavercreek homes for sale before you even start shopping.

Here's some valuable information on down payments, and more, compiled by our REALTORS®.

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A fast and easy path to closing is the dream scenario for buyers and sellers alike. Our REALTORS® can help you avoid oversights that lead to delays when you're looking at Beavercreek homes for sale. Sometimes, though, transaction delays can occur through no fault of your own. A lot happens behind the scenes during the buying process, and wires can get crossed even when you do everything right.

When the unexpected strikes, there are often steps you can take to get things back on track. Other times, you may need to roll with the punches and assess how your plans are affected by an ambiguous situation. Whatever the case, your real estate agent is your strongest ally. Your agent's job is to be there for you every step of the way and advocate for your interests, so you can get the best deal on the home you want.

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"Keep Manhattan, just give me that countryside." So sang Oliver Douglas, a big-city lawyer who gave it up for the joys of rural living in Green Acres. If you're considering a similar move, our REALTORS® offer a helpful five-point checklist to determine which is the right lifestyle for you.

1. Do You Prefer the Sounds of Silence?
   Cities have a perpetual soundtrack composed of elements such as traffic noise, construction, and chatter. Some people derive a sense of energy from the noise, which is a by-product of the city's constant activities. For others, the layered sounds serve as white noise, providing soothing reassurance of day-to-day life. If you find high levels of noise create stress that prevents you from fully relaxing, even during leisure time, the quiet ambience of rural areas may be more to your liking.

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Help reduce the stress of moving by planning each step. Whether you are a first-time homeowner or buying one of the larger Beavercreek homes for sale to accommodate your expanding family, moving is a large task. With your move-in day marked on your calendar, start taking steps to make the process easier for you and your family.

Start Your 30 Day Count Down

When you get a notice from our REALTORS® on your exact move-in day, begin the organization process of your current living space. At this point, you must make the decision if you're going to do the move yourself, rent a moving truck, or hire movers. Regardless of your choice, you need to begin to prepare for your move.

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A new home is filled with potential. There's potential for a bright and financially rewarding future, but there's also potential to find yourself stuck in a money pit. When you are househunting in Beavercreek, there are five red flags that our REALTORS® tell prospective homebuyers to keep their eyes open for when looking for a home.

1. A Glut of "For Sale" Signs in the Neighborhood
   If you see numerous homes for sale in the same neighborhood, it's often a sign that there are problems brewing. A new landfill could be under construction. Or, there could be any number of reasons that everyone is eager to move out of the neighborhood. A few homes for sale is a sign of a healthy community; too many homes is a sign that a community is dying, and it's best to stay away.

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After closing day on Beavercreek homes for sale, new homeowners have lots of choices to make. Whether to get a home warranty is probably low on the list – but it's one of the first things you'll have to think about.

Our REALTORS® have heard from many satisfied customers that before the month was over, they ended up with half a dozen home warranty offers. Yes, the right one can save you money, but it's vital to make an informed decision.

So, in honor of Home Warranty Day on February 10, we're here to answer all your questions.

What is a Home Warranty, Anyway?

If you've never heard of a home warranty, you're not alone. Although they're easily confused with homeowners insurance, they're not the same thing.

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After viewing many great Beavercreek homes for sale, you've finally found the one that is perfect for your family. Now that you're ready to make an offer, our REALTORS® want to help make this process as easy and successful as possible for you. Buying a home is a huge milestone, and while we share in your excitement, we also want our buyers to be prepared for potential hurdles that may slow the process — particularly an obstacle that many home buyers refer to as a "bidding war."

Contrary to the phrase, competition between buyers is actually a civil event that often occurs when a property's features, location, and price appeals to a large number of potential buyers. Thankfully, our agents have successfully represented many homeowners during the springtime when buyer competition is often higher. We've gathered five effective strategies that you can use when bidding on a home in Beavercreek this spring.

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So, you're in the market to buy one of our Beavercreek homes for sale. Buying a house can be an exciting time—especially if you've found your dream home. However, before you start making plans for arranging furniture and hosting the holidays, there are things like budgets we need to discuss. 

At Wright-Patt Realty, Inc., our REALTORS® in Beavercreek are always excited to help a buyer purchase a new home. We are here to help you budget for the costs of buying a house with these tips.

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When you're touring Beavercreek homes for sale, you'll quickly see our city has plenty to love. Our REALTORS® have considerable experience in helping our clients find the right house in Greene County. After you do, closing day is just around the corner.  

Closing day is an exciting time because it makes you one step closer to owning your home. However, it's also an easy time to get lost in all of the details of finalizing your purchase.

When you partner with our team of real estate professionals to buy your home, we help you through the closing process. To get you started, here is our list of six must-dos before closing on your new home.

1. Make Plans for Contract Work
   Unless you've managed to get your hands on a house in pristine condition, there are good odds that you'll be planning on hiring some help to get your new home ready for moving day. Be sure to get estimates and have your painters, flooring company, and other general contractors ready to go by closing day. This will help you get more of the work completed before you move in.
   
   

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If the prospect of updating your home feels a little scary, don't worry you're not alone. Some home improvement projects can make even the bravest buyers cringe. However, with a bit of creativity and a few minor upgrades, you can makeover your home relatively quickly and inexpensively. Our REALTORS® understand how frustrating renovation can be, so we've put together a few ideas that can take your home from oh-so-dreary to warm and inviting. 

1. Lighten Up!
   One of the simplest ways to add flair to your home is to update your lighting. New fixtures can make a world of difference, and they're available in a huge variety of styles and finishes and at prices for nearly any budget. Consider adding light fixtures or lamps in areas of your home that don't get enough natural light, and to highlight art and decor.

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Situated just one mile from the Greene Town Center complex, the Cottages of Beavercreek is an affordable, appealing neighborhood with a very convenient location. Within the community, you'll find a selection of homes with spacious, open floor plans, and prices appealing to a wide range of home buyers. This no-maintenance neighborhood is an ideal place to settle down, whether you're a first-time home buyer, a long-time Beavercreek resident looking for a new home, or someone searching for a family-friendly neighborhood close to area attractions. Our REALTORS® have all of the details on what to expect when you buy a home in the Cottages of Beavercreek neighborhood.

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As a parent, it's only natural that your children factor into the little decisions that you make every day, as well as the big, life-changing decisions that only come around so often. Buying a house certainly qualifies as a big decision, because you'll be shopping for the right home for you and your children. Shopping with kids comes with its share of unique challenges, but it's also a rewarding experience when you identify a home that every member of the family can love. Our REALTORS® are here to help your entire family through the home buying process. 

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Clients often ask our REALTORS® if an inspection is really necessary when buying a new home. The answer is simple: absolutely. A thorough home inspection can potentially uncover hidden defects and save you from sinking hundreds of thousands of dollars into an unsound home. It's absolutely essential that you get one, especially if you're buying an older house. 

That being said, some home inspectors have some pretty surprising blind spots. Here's what a basic home inspection might miss – and what you can do about it.

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There are few events as exciting as finding the perfect home! But don't get too caught up in the excitement, there are still a few things that need to happen before you can officially call it yours. Complete these next steps and you'll have the keys to your new before you know it!

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Figuring out how much you can afford for Beavercreek homes is the essential first step for house shopping. While you may have some ideas about what your perfect home would include, most people don't have unlimited budgets. Knowing what you can get for your money is essential to a successful house-buying experience. 

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We know how hard it is to find your dream home. And we know that there's nothing worse than finding it only to have your offer rejected by the seller. That's why our REALTORS® are dedicated to helping you make the best possible offer.

Making an offer on a house is a bit like walking a tightrope. Too low, and the seller is almost sure to reject it. Too high, and you'll end up paying more for your new home than you should. Use these tips to make an offer that the seller can't possibly refuse. 

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Buying a home is a big decision with significant financial requirements, but renting also comes with its share of unique challenges. So, how do you decide which option is best for you? The good news is that there's plenty of assistance available to help you make the best choice for your needs, from people who have been in your shoes before. Our REALTORS® have you covered, with tips for deciding whether renting or buying is right for you. 

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Buying a house is a big decision, and as an active-duty service member or veteran there are always extra variables to consider when making a real estate purchase. Timing is essential when you're searching for a home, and there's always a chance that you'll be moving again in a few years if you receive new orders. There are also some excellent benefits available to military home buyers if you know where to find them and how to take advantage of them. Our veteran-friendly real estate agents are here to help, with a guide to five mistakes to avoid as a service member shopping for a home.

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VA loans are powerful tools for service members to purchase homes and offer a number of significant advantages. There is no required down payment for a VA loan, favorable interest rates are available, and credit requirements are more relaxed than with traditional loans. You can take advantage of the VA loan program while you are active-duty or after you have completed your service. Yet, VA loans also have some unique, complex rules, so it's important to understand how the process works. Our REALTORS® are here to help, with four tips for buying a home with a VA loan.

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Purchasing a home is one of the biggest financial decisions that any of us make, and finding the right real estate agent is one of the best ways to make life easier when buying a house. This is especially true for military personnel (both active duty and retired) who often have unique needs when purchasing a home.  From understanding the ins and outs of VA loans to helping you identify the right home in the short time frame you have to shop, our REALTORS® understand the needs of military home buyers.  We've put together five key reasons why finding a military-friendly real estate agent is a must.  

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Securing a mortgage is one of the most important steps in buying a house, and there are programs available to help all home buyers find a loan that fits their needs. FHA loans, backed by the Federal Housing Administration, are often an appealing option for first-time home buyers, shoppers in the process of rebuilding credit, and for others who may have difficulty securing a traditional mortgage.

These loans were designed specifically to help more people own homes, while also providing protection for lenders. Our REALTORS® are happy to explain the basics of FHA loans, and why they're an attractive option for home buyers.

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Keep Your Beavercreek Home Warm This Winter

Ohio can get pretty chilly this time of year. Icy winds and sub-zero temperatures can easily foil your plans to tour Beavercreek homes for sale. You'd probably rather go home and stay out of the winter weather. That's a great idea. And if your home needs a little work to make it a bit more warm and cozy, there are plenty of projects to keep you busy. Most of them don't require you to go outside.

Our REALTORS® live and work in the Beavercreek area. We love Ohio, but we also appreciate the warmth of home. If you want to keep busy and stay warm, check out our 5 Home Improvement Projects to Warm Up Your Ohio Home.

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Are you relocating to Ohio to work and live near the Wright-Patterson Air Force Base?  Just east of Dayton, Wright-Patterson Air Force Base is at the heart Greene County, surrounded by rolling countryside, big cities and picturesque small towns. Our REALTORS® have many years of experience when it comes to buying and selling homes in the region, and these are some of our favorite places to live near Wright-Patterson AFB, OH.

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Keeping Gutters Clean Is Essential to Protect Your Home

Cleaning your gutters is one of the small but critical tasks on your endless list of homeownership responsibilities. Gutters require year-round attention to prevent damage to your home. As homes in Beavercreek take on the weight of autumn's falling leaves, the resultant debris can cause clogs, water backups, and drainage problems.

Proper gutter maintenance is worth the time and effort. Your home is your biggest investment and timely gutter cleaning can help you preserve its value. Our real estate agents offer these tips to help you through the process.

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How Our Homes are Getting Smarter

Imagine living in a home that can lock the doors, adjust the thermostat, notify the Police and Fire Departments, and keep an eye on the dog.  No, this isn't an imaginary home from a movie about living in the future.  It is something that's happening today with the advancements made in smart home technology.

Smart home technology is a term used to define a home where you can connect your home's appliances and systems so you may communicate with them remotely using a smartphone.  Controlling the security, energy efficiency, and comfort of your home is now as easy as the tap of a finger on your smart device.

While many people think smart homes are still "learning," others feel incorporating smart home technology is an upgrade worth considering. Here are smart home benefits to think about when you're searching for homes in Beavercreek.

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Today, it's not that unusual for single parents to buy a house. While the process comes with challenges, there is also plenty of help available. In fact, buying a house as a single parent may give you access to programs that allow you to negotiate more favorable loan terms, receive grants designed just for single parent shoppers, or secure a loan with a lower down payment. It's good to remember that you're not alone. Your real estate agent should be a huge help throughout the process because they have more than likely helped other single parents who have been in your shoes as first-time buyers. 

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Anyone who has purchased a home will tell you the process can be a series of ups and downs...making you feel like you're on a roller coaster. Our real estate agents know that falling in love with a house before you can fully commit, is a surefire way to start you off on a "down," so they've put together some suggestions to hopefully give you a more balanced experience.

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Are you prepared for your first year of homeownership? Whether you just closed on your first house or you're still searching local Beavercreeak listings, you should know the hard work and careful decisions don't end on Moving Day.

The first year you spend in your new home will be a crucial one, because a lot can go wrong--or go right--as you get settled. Our REALTORS® want to help you protect your investment, so we've put together a list of some of the most common mistakes that new homeowners make. As long as you plan ahead and know what to expect, you can avoid these first-year flub-ups and enjoy a long, happy future in your new home.

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The real estate market is blazing hot these days, and vying for a new home in a competitive real estate market can be complicated. If you're looking for a new home in Fairborn, these five tips from our real estate agents can help you find your dream home and quickly seal the deal.

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After Fairborn schools are done for the summer and kids tire of playing video games, parents are challenged to squelch their children's cries of boredom without breaking the family budget.  Fairborn families never fear!  Our team at Wright-Patt Realty, Inc. has created this guide to help your family have the most memorable (and affordable) summer ever.

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You have researched neighborhoods like a private detective, attended more open houses than you can count, and laid out clear criteria for what you want from your future home. So why is it still so darn hard to decide which home is the one for you? Don't worry, it happens to almost everyone. Making the big decision is never easy when buying a house, but trusting your instincts and relying on your research will ultimately lead you to the right decision – and the right home. 

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If you're planning on selling your home this year, chances are you're feeling a little overwhelmed. Selling a house is a big task with a lot of steps, but we're here to take some of the stress out of the process. Here is a simple 10-point guide to putting your Fairborn home on the market this year.

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Why So Many People Love Living in Bellbrook

Bellbrook, Ohio is a small, prosperous city located just southeast from the city of Dayton, and it's a lovely place to call home. The city is known for its family-friendly nature, exceptional school system, beautiful parks, and a collection of fun annual festivals for the whole community to enjoy. Bellbrook is considered a suburb of Dayton, and this part of Ohio is simply filled with natural beauty. Mix in excellent economic performance, and it's no surprise that so many successful families are proud to call Bellbrook home.

Our team of REALTORS® at Wright-Patt Realty, Inc. knows Bellbrook, Ohio, and we'll share the details ahead in our city guide.

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Make sure your budget is big enough to handle these expenses.

Buying a house is more than signing the mortgage papers and making the monthly payments. As you go through the process of reviewing properties with your REALTOR®, don't forget to discuss the "hidden" costs of owning the home. These costs can add up quickly and surprise you if you are not prepared for them. Fortunately, most of these hidden costs can come to light by investing just a little time to do your research and contacting an experienced REALTOR® for advice and assistance in purchasing your next home.

Closing costs and fees can add up quickly and represent between two to five percent of the total price of a home. Fortunately, your REALTOR® can clearly explain these fees and answer any questions before you sign the mortgage paperwork. This is why it is imperative to work with a real esate agent who can carefully step you through the process so that you know precisely what you are paying, and how much it is costing.

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5 Reasons to Buy a Home in Springboro

Springboro, Ohio is an appealing prospect for people looking to buy a house in an affluent community.  Located between Cincinnati and Dayton, the city boasts an affordable cost of living to an excellent schools system.  Here are a few of the top benefits of buying a home in Springboro.

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How to Buy a House That's Right for You

"This one's too large. This one's too small. This one's nice, but it doesn't have a pool." It's perfectly normal to feel a little bit like Goldilocks when you are buying a house. While it can be tempting to pounce on a deal or settle for less than you really want, it's wise to be patient and wait until you find a home that "feels just right."  Here are tips from our REALTORS® at Wright-Patt Realty, Inc. to help you make your home buying decision.

1. Start by Making a List

The first thing you should do when you are buying a house is to make two lists. The first list should include the things that you need such as the number of bedrooms, square footage, special needs accommodations, proximity to schools, distance from work, etc. Your second list should include the things that you want--a hot tub, skylights, established landscaping, etc.

Separating your needs from your wants will help you filter properties and narrow your home search. As you review listings, give greatest consideration to the homes that satisfy your needs. Remember, many of the things you want the home to feature can be added down the road.

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