Date Archives: July 2019

Applying for a mortgage means your financial situation is under close scrutiny and that applies even more so when you're self-employed. But that certainly doesn't mean that you can't get a mortgage or that you'll never be able to buy Beavercreek homes for sale. Many self-employed people successfully buy houses every year. But you may encounter a few more stumbling blocks along the way. So what can you do to make the process go as smoothly as possible? These tips can help.

1. Keep good records and have the right documentation available. Lenders need to assess your ability to pay back the loan before you get approved. It can be a little more difficult to prove you have that ability when you're self-employed. You don't have the paper trail of pay stubs and W-2s other borrowers can rely on. You will need to produce more verification of your consistent income. In general, lenders will want at least two years of tax returns, a 1099 form, and a profit and loss statement if you are a business owner. You will also need monthly or quarterly statements from your bank and investment accounts.

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July 15th is National I Love Horses Day, and our REALTORS® are never surprised to learn how many local residents also own horses. 

If you're a horse owner who's been exploring Beavercreek homes for sale, you know that finding your dream home isn't enough. Before you're ready to relocate, you'll also need to find accommodations for your equine friends. Luckily, there are several excellent local stables where you can feel great about boarding your horse. 

1. Sycamore Creek Stables - Beavercreek, OH
   Located not far from Colonel Glenn Highway and Wright Patterson Air Force Base, 25-acre Sycamore Creek Stables has been a popular boarding spot since 1971. This self-care facility allows you to stable, board, and pasture your horse for a reasonable monthly rate. They also offer a locked tack building and trailer parking. If you're looking for a family atmosphere without any drama, Sycamore Creek Stables is a great choice. 

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It's not always easy to know when it's time for a change. It could be one single "aha moment," or it could creep up on you over the course of months, or even years. Either way, when the realization hits you that your house no longer suits your needs, our REALTORS® are here to help. 

For many homeowners, the issue is simple, but also not-so-simple: You've outgrown your home. Maybe your kids have gotten too big for their shared bedrooms, or maybe your home office is slowly taking over the whole house. When that time comes, you can either add on or move on. Before you decide to put up your Beavercreek home for sale, it's best to weigh that choice carefully. 

Move or Improve

In many cases, it's sound advice to be as unemotional as possible when making big real estate decisions. But when it comes to deciding whether to move on to a new home or add onto your current one, it's hard to take feelings out of the equation. Sure, there are financial considerations too—we'll get to those in a second—but it's also important to listen to what your gut tells you. 

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Summer in Greene County is a wonderful time to explore local communities and enjoy some of the biggest local events of the year. From fantastic 4th of July celebrations to the legendary Greene County Fair and the flavorful Kickin' Chicken Wings Fest, there's truly something for every resident and visitor to enjoy.

Whether you're new to the area or a long-time resident, these events are the ideal chance to see what makes life in Greene County so special. Our REALTORS® are ready for summer fun, and we've got the details on three great events coming to Greene County this summer.

Family-Friendly Festivities Around Greene County

• City of Beavercreek 4th of July Parade & Fireworks – Rotary Park, 2260 Dayton Xenia Road, Beavercreek | 6 - 10:30 p.m. July 4
  You won't have to travel far from Beavercreek homes for sale to enjoy a memorable, family-friendly 4th of July celebration. The City of Beavercreek 4th of July Parade & Fireworks bookend a full day of fun in the city. Start your evening by taking in the parade which starts at 6 p.m., featuring appearances from local non-profit organizations, businesses, clubs, and neighborhood groups. Once the parade is complete, head over to Rotary Park, where you'll find a full evening of family fun. The party at the park features live entertainment throughout the evening, great food, and a children's play area packed with entertaining activities. Close out the evening with a truly spectacular fireworks show at 10 p.m.—the perfect way to cap off a day of patriotic fun in Beavercreek.

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