Posts with tag 'buying a house'

For years, the average size of the typical American home kept growing. But in recent times, that trend appears to be reversing, as Americans are seeking slightly smaller homes. Why is that? Haven't we always thought in terms of bigger is better? Turns out that's not necessarily the case. Many Americans want to simplify as they realize they don't need as much space as they thought they did. What's more, a smaller home requires less energy to cool, heat, and run the lights.

If you're shopping for a new home in Beavercreek homes for sale, you'll want to do some serious pondering about what size home you really need. And who better to advise you than our REALTORS®? Read on for some good advice.

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It's a momentous occasion when you're ready to become a first-time buyer of a home. But hold on just a minute before you make that offer on that house you love from Beavercreek homes for sale. Our REALTORS® have some important tips to share that could help the process of buying your first home go a lot smoother.

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A fast and easy path to closing is the dream scenario for buyers and sellers alike. Our REALTORS® can help you avoid oversights that lead to delays when you're looking at Beavercreek homes for sale. Sometimes, though, transaction delays can occur through no fault of your own. A lot happens behind the scenes during the buying process, and wires can get crossed even when you do everything right.

When the unexpected strikes, there are often steps you can take to get things back on track. Other times, you may need to roll with the punches and assess how your plans are affected by an ambiguous situation. Whatever the case, your real estate agent is your strongest ally. Your agent's job is to be there for you every step of the way and advocate for your interests, so you can get the best deal on the home you want.

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"Keep Manhattan, just give me that countryside." So sang Oliver Douglas, a big-city lawyer who gave it up for the joys of rural living in Green Acres. If you're considering a similar move, our REALTORS® offer a helpful five-point checklist to determine which is the right lifestyle for you.

1. Do You Prefer the Sounds of Silence?
   Cities have a perpetual soundtrack composed of elements such as traffic noise, construction, and chatter. Some people derive a sense of energy from the noise, which is a by-product of the city's constant activities. For others, the layered sounds serve as white noise, providing soothing reassurance of day-to-day life. If you find high levels of noise create stress that prevents you from fully relaxing, even during leisure time, the quiet ambience of rural areas may be more to your liking.

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Buying a new home when you own another one with a mortgage can be a complicated situation. Most lenders won't qualify you for a new loan until you have sold your current home. Unless you're comfortable with moving into a temporary living situation, you'll need a bridge loan. Our REALTORS® are happy to explain what bridge loans are, how they work, and why they're an attractive option for homeowners who are in fixed situations.

What is a Bridge Loan?

It's all in the name. A bridge loan is a type of financing that is meant to bridge the gap between closing on a new home and selling an existing home. Also called "gap financing" or a "wrap," bridge loans enable individuals to address current needs before securing a mortgage or long-term loan. Bridge loans are usually short-term and can be arranged with little documentation. If you urgently need to buy a new home but are still saddled with your current one, you can facilitate the purchase with a bridge loan. In this case, your existing property becomes the collateral for the loan.

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