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It's fun to dream about the kind of home you want to buy someday. Who doesn't like trawling through the real estate listings, making notes about those that match your idea of the ideal home, and wondering, could we afford this? That's fine as long as you're just entertaining yourself, but once you're serious about home ownership, this is not the first step to take. If you're really ready to take the plunge, put the shopping among Beavercreek homes for sale on hold and head over to your mortgage lender.
