
If you’re thinking about buying your first house, you’ve probably heard a lot about how tough it can be to get a mortgage.
The truth is, a mortgage is within reach for most first-time buyers who have steady employment, no bankruptcies, and a reasonable debt load.
But ... even under the best circumstances, the process involves a lot of documentation. Proof of income is one of the most important parts of that equation. It’s common to be asked for two years of pay stubs as part of your mortgage application.
If you just changed jobs or have an unconventional work history, it can be harder to dredge that information up. Luckily, it’s usually not impossible – it just takes a few extra steps.

If you plan to sell your home in 2018, you have a lot to think about right now. As with any serious home seller, you want your home to sell fast and for a good price. That means you’ll have to put in the time and do the work to make your home stand out among other Beavercreek homes for sale. Potential buyers usually give you a single opportunity to make a good impression. You must make the most of it.
Our REALTORS® understand it’s important to have your home market-ready so buyer encounters don’t become missed opportunities. To help you reach the home-selling outcome you desire, we offer these 5 secrets for selling your home in Beavercreek.
As 2017 draws to a close and we look ahead to a new year, it's a good time to think about your home buying plans. Whether you'd still like to squeeze your new home purchase in before the new year, or are planning to become a homeowner during 2018, there are plenty of good reasons to make the leap into homeownership sooner rather than later.

Trees--especially gorgeous pine and fir trees--have been decorated for centuries to add festivity and warmth to the frosty months of winter. For many Ohio families, a fresh-cut Christmas tree is a truly indispensable part of decorating for December.
If finding the perfect fresh-cut tree is at the top of your list, start by visiting these tree farms near Fairborn, Ohio:

If you’re interested in Yellow Springs homes for sale, you’ll be pleased to discover the city's art, culture, and authenticity. Yellow Springs, Ohio is a small community of eclectic buildings and colorful citizens. Its welcoming atmosphere and art-inspired events attract visitors year round. If you visit during the holidays, you can experience local celebrations and traditions that make this city a perfect place to call home.
Our real estate agents believe the holidays are the perfect time to get to know Yellow Springs. We want to help, so we’ve prepared a list of our favorite holiday events and traditions.