Posts with tag 'buying a house'

Securing a mortgage is one of the most important steps in buying a house, and there are programs available to help all home buyers find a loan that fits their needs. FHA loans, backed by the Federal Housing Administration, are often an appealing option for first-time home buyers, shoppers in the process of rebuilding credit, and for others who may have difficulty securing a traditional mortgage.

These loans were designed specifically to help more people own homes, while also providing protection for lenders. Our REALTORS® are happy to explain the basics of FHA loans, and why they're an attractive option for home buyers.

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If getting fit topped your list of 2018 New Year's resolutions, you're in the majority. Plenty of folks start the year determined to lose weight and get in shape.  However, did you know going to the gym is one of the hardest resolutions to keep? Keeping up with your fitness routine can be challenging enough and if you're busy touring Fairborn homes for sale, it can be even tougher.

Fairborn locals are fortunate because our community has a wide variety of local workout facilities and classes from which to choose. Our REALTORS® know the importance of a good workout. That's why we've created this list of 10 Fitness Classes in Fairborn to Keep Your Resolution Going. 

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If you're thinking about buying your first house, you've probably heard a lot about how tough it can be to get a mortgage.

The truth is, a mortgage is within reach for most first-time buyers who have steady employment, no bankruptcies, and a reasonable debt load.

But ... even under the best circumstances, the process involves a lot of documentation. Proof of income is one of the most important parts of that equation. It's common to be asked for two years of pay stubs as part of your mortgage application.

If you just changed jobs or have an unconventional work history, it can be harder to dredge that information up. Luckily, it's usually not impossible – it just takes a few extra steps. 

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Welcome Home to Bellbrook, Ohio

Maybe you live in a big city and always dreamed of moving to a small town.  In your dreams your ideal home could resemble a Norman Rockwell painting ... or perhaps a home right here in Bellbrook, Ohio.

Bellbrook, a suburb of Dayton, Ohio, is the quintessential American community known for its charming downtown, peaceful neighborhoods, and wonderful schools.  Located just a 20-minute drive from Dayton and Wright-Patterson Air Force Base, locals enjoy a variety of amenities including recreational activities, cultural and community events.  People with homes in Bellbrook have the convenience of small businesses and restaurants practically at their back doors.

From annual festivals, local restaurants, and community clubs and organizations, Bellbrook has something for everyone--no matter what stage of life you might be in.

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Keeping Gutters Clean Is Essential to Protect Your Home

Cleaning your gutters is one of the small but critical tasks on your endless list of homeownership responsibilities. Gutters require year-round attention to prevent damage to your home. As homes in Beavercreek take on the weight of autumn's falling leaves, the resultant debris can cause clogs, water backups, and drainage problems.

Proper gutter maintenance is worth the time and effort. Your home is your biggest investment and timely gutter cleaning can help you preserve its value. Our real estate agents offer these tips to help you through the process.

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