Posts in category 'Homeowner Tips'

Not only does a home office help you separate your work life from your home life, but it creates an environment that encourages creativity and productivity. A fantastic home office doesn't have to be an entire room or even the main area of a room.

Follow these tips to create a home office space anywhere in your home. Our REALTORS® share what to consider when carving out home office space. 

1. Invest in a Great Office Chair
   If you only purchase one item for your home office space, make it a high-quality office chair. You want an office chair that you're comfortable sitting and working in for hours at a time. A superb office chair provides ample support to your back and core and encourages an ergonomically correct sitting position. It should also roll with ease so that you can quickly access your supplies and work materials. When you're not working, roll the office chair away and use it for additional seating.

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People change, lifestyles change, and needs change. And when that happens, you may need to change your home too. Our REALTORS® have helped people find all kinds of homes, no matter what their needs are. For some people, those changes mean they start looking for a bigger home. For others, downsizing is the answer. If you've been wondering if downsizing is right for you, here are some things to consider to help make your decision.

• You need to decrease your monthly expenses.
  If you're thinking about downsizing because of retirement or changes in your financial situation, you need to consider the monthly cost to continue living in your home. When your monthly income goes down, your current housing costs will take up a larger percentage of your budget. If you don't have a house payment, there are still taxes, insurance, condo or HOA fees, and maintenance to consider. With a smaller space, you can often lower maintenance costs, property taxes, and utility bills. For people in markets where housing and the cost of living are very high, downsizing can be a necessity. 

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If you find yourself in a position where paying off your mortgage is both feasible and reasonable for you and your family then congratulations are in order.  If you've reached the point of paying off your mortgage, then you've made the most of your finances along the journey thus far and are looking to make the most of them moving forward.  

Our REALTORS® know what it's like to buy a home as well as own a home outright and have helped countless homeowners just like you make crucial decisions for their home purchases. But is paying off your mortgage early always the right way to go?

The Power of Compounding Interest

Most people are familiar with interest simply in the form of a debt instrument. Your mortgage, car payment, or even student loans all have that dreaded word "interest" tied to them, which makes paying off a major debt even more rewarding. While interest is your enemy in loan situations, it can actually be your best ally on the investment end.

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Our REALTORS® love showing off amazing Beavercreek homes for sale any time of year.

However, if you come from a place where winter snow is a novelty – or a myth – then you might find yourself concerned about Ohio snowstorms that visit us from time to time.

Remember: Every year, millions of people weather the storm without any injuries or property damage. That said, it's a good idea to go into the situation prepared and know what to expect. After you get through a snowstorm or two, you'll be an old hand at the process.

To keep your family and your home safe, remember these valuable tips:

1. Start With a Winter Emergency Kit
The most intimidating possibility in winter is finding that you can't get out to get the supplies you need. Roads may become impassable due to snow or for other reasons. With that in mind, get a kit together to meet all of your needs.

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Keep Your Beavercreek Home Warm This Winter

Ohio can get pretty chilly this time of year. Icy winds and sub-zero temperatures can easily foil your plans to tour Beavercreek homes for sale. You'd probably rather go home and stay out of the winter weather. That's a great idea. And if your home needs a little work to make it a bit more warm and cozy, there are plenty of projects to keep you busy. Most of them don't require you to go outside.

Our REALTORS® live and work in the Beavercreek area. We love Ohio, but we also appreciate the warmth of home. If you want to keep busy and stay warm, check out our 5 Home Improvement Projects to Warm Up Your Ohio Home.

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